Mortgage advice.

For many, a mortgage is likely to be the largest financial commitment they will ever make.

So, it pays to get the most appropriate mortgage for you. We have relationships with all the major lenders, as well as the more specialist providers, instinctively knowing where to place your mortgage, no matter what type or size. So, whether you’re a first time buyer, a landlord or you have more specialist needs, we can help.

Every mortgage we arrange we treat like it’s our own. Removing the stress from the process and always ensuring you feel in control.

How we work.

Whilst our mortgage advice will be uniquely tailored to you, our framework for service and the advice we give follows a clear path for everyone we speak with.

Assessment of Financial Situation

The first step is to gather detailed information about you financial status, including income, expenses, assets, liabilities, credit score, and any existing mortgage or loans. Understanding your financial capacity helps determine the type and amount of mortgage you can afford.

Understanding your goals

It's crucial to understand your short-term and long-term goals regarding homeownership. You may wish to prioritise low monthly payments, or you may want to aim to pay off your mortgage quickly. Understanding your preferences helps us recommend the most suitable mortgage options.

Recommendation

Based on the your financial situation and goals, we will recommend one or more mortgage options that align with your needs. We will provide detailed comparisons of interest rates, terms, fees, and repayment options for each recommended mortgage product. This allows you to evaluate and choose the most suitable option.

Application

After we've selected a mortgage option, we will assist you with the application process, including gathering necessary documentation and submitting the application to lenders. We also guide you through the closing process, ensuring all paperwork is completed accurately and the mortgage terms are clearly understood.

We stay with you

Unlike many organisations, we pride ourselves on staying with you for the course of your home ownership journey. We will help you remortgage when the time is right and regularly check in with you along the way.

Mortgage advice for everyone.

First time buyers

Arranging your first mortgage can seem like a daunting process, but we’re with you every step of the way. We’ll talk you through all your options and work with you and mortgage lenders to ensure the process is as stress-free as possible.

Remortgages

We always focus on ensuring that your next mortgage fits you like a glove.We will search the market to find you the most appropriate new mortgage. As well as rates, we will look at lender service levels and other key factors before making a recommendation to you.

Buy to let mortgages

Whether you are a first time landlord, or an experienced property investor, getting the right buy to let mortgages can be crucial to the success of your investment. We also have access to exclusive mortgage rates from lenders that only deal with brokers like us.

Bridging finance

Bridging finance is a temporary loan used to bridge the gap until longer-term finance can be arranged. Bridging loans are most commonly used for the quick purchase or renovation of a property and can be arranged quickly when you need finance.

Development finance

We can help arrange development finance for a wide variety of residential development projects. Whether you are taking on a small scale renovation projects on an existing properties, or you are building from scratch, we can help source the finance.

Ongoing service and advice.

We are very much with you for the long term. Our mortgage advice doesn’t stop when we complete of your loan. We always monitor the market, and we’ll keep you updated with regular communication. And, when the time comes to look for a new deal, we’ll be back in touch in plenty of time.

Don't just take our word for it.

I was recently re-contacted by Erin in relation to my mortgage deal coming to an end. She has gone above and beyond and has secured me the best deal available. She has continued to keep me updated and ensured the ability for flexibility during this ever changing period. Erin has not only secured me a great deal initially, she has noted changes in mortgage rates & secured me a better deal since. This has been first class service and I’m grateful for the attention to the market to secure the best for her clients. I couldn’t be happier service she had provided!

And the important stuff.

Of course, you probably know this but it doesn’t hurt to remind you. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. And a fee of up to 1% of the mortgage amount may be charged, depending on individual circumstances. A typical fee is £450.

Book a free discovery call.

If you’d like to find out more about us and our approach, then we offer a completely free initial discovery call where we can briefly find out a little more about each other.